Mortgageone in Texas vs the state
6.5%Denial rate-12.98 pts vs state
12.3%Decision denial rate-12.59 pts vs state
43.6%Origination rate-11.33 pts vs state
6.63%Median rate+0.13 pts vs state
0.23Rate spread (pts)+0.04 pts vs state
$114kMedian applicant income
54Loans originated
8Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 63 | 45 | 1.6% | 7.25% | #653 |
| 2024 | 82 | 53 | 2.4% | 6.75% | #590 |
| 2025 | 124 | 54 | 6.5% | 6.63% | #507 |
What Mortgageone lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Mortgageone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 26 | 8 | 5 | 19.2% |
| Bexar County | 18 | 10 | 0 | 0.0% |
| Fort Bend County | 8 | 3 | 0 | 0.0% |
| Montgomery County | 6 | 5 | 0 | 0.0% |
| Tarrant County | 5 | 2 | 0 | 0.0% |
| Kendall County | 5 | 2 | 0 | 0.0% |
| El Paso County | 5 | 2 | 0 | 0.0% |
| Collin County | 5 | 2 | 1 | 20.0% |
| Dallas County | 3 | 0 | 1 | 33.3% |
| Comal County | 3 | 2 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 124 applications in 2025, of which 54 were originated and 8 denied.
6.5% of all applications, or 12.3% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Mortgageone originated in Texas in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Mortgageone's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology