Mortgage Solutions in Missouri vs the state
9.5%Denial rate-5.55 pts vs state
17.2%Decision denial rate-1.50 pts vs state
44.1%Origination rate-18.61 pts vs state
6.50%Median rate-0.13 pts vs state
0.15Rate spread (pts)-0.20 pts vs state
$101kMedian applicant income
74Loans originated
16Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 241 | 70 | 11.6% | 6.88% | #136 |
| 2024 | 180 | 91 | 12.8% | 6.50% | #181 |
| 2025 | 168 | 74 | 9.5% | 6.50% | #204 |
What Mortgage Solutions lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 57 | 29 | 3 | 5.3% |
| St. Charles County | 27 | 16 | 5 | 18.5% |
| Jefferson County | 14 | 5 | 1 | 7.1% |
| St. Louis city | 8 | 5 | 0 | 0.0% |
| St. Francois County | 5 | 3 | 1 | 20.0% |
| Lincoln County | 4 | 2 | 0 | 0.0% |
| Franklin County | 3 | 1 | 0 | 0.0% |
| Cape Girardeau County | 3 | 2 | 1 | 33.3% |
| Warren County | 3 | 1 | 0 | 0.0% |
| Greene County | 2 | 2 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 168 applications in 2025, of which 74 were originated and 16 denied.
9.5% of all applications, or 17.2% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Mortgage Solutions originated in Missouri in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Solutions's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology