Mld Mortgage in Texas vs the state
0.5%Denial rate-18.91 pts vs state
0.6%Decision denial rate-24.29 pts vs state
81.2%Origination rate+26.27 pts vs state
6.50%Median rate0.00 pts vs state
0.17Rate spread (pts)-0.02 pts vs state
$118kMedian applicant income
155Loans originated
1Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 63 | 45 | 3.2% | 6.50% | #657 |
| 2024 | 157 | 127 | 3.2% | 6.63% | #454 |
| 2025 | 191 | 155 | 0.5% | 6.50% | #421 |
What Mld Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Mld Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kerr County | 57 | 49 | 0 | 0.0% |
| Jefferson County | 18 | 12 | 1 | 5.6% |
| Bexar County | 14 | 13 | 0 | 0.0% |
| Harris County | 14 | 9 | 0 | 0.0% |
| Travis County | 11 | 8 | 0 | 0.0% |
| Collin County | 8 | 5 | 0 | 0.0% |
| Tarrant County | 7 | 7 | 0 | 0.0% |
| Liberty County | 5 | 4 | 0 | 0.0% |
| Comal County | 3 | 3 | 0 | 0.0% |
| Brazoria County | 3 | 3 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 191 applications in 2025, of which 155 were originated and 1 denied.
0.5% of all applications, or 0.6% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Mld Mortgage originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Mld Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology