Mission Loans in Texas vs the state
3.8%Denial rate-15.63 pts vs state
15.8%Decision denial rate-9.11 pts vs state
16.5%Origination rate-38.42 pts vs state
7.00%Median rate+0.50 pts vs state
0.80Rate spread (pts)+0.60 pts vs state
$95kMedian applicant income
39Loans originated
9Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 217 | 112 | 6.0% | 6.75% | #387 |
| 2024 | 198 | 29 | 5.1% | 7.25% | #401 |
| 2025 | 237 | 39 | 3.8% | 7.00% | #386 |
What Mission Loans lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Mission Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 53 | 9 | 1 | 1.9% |
| Tarrant County | 18 | 2 | 0 | 0.0% |
| Fort Bend County | 17 | 5 | 3 | 17.6% |
| Bexar County | 15 | 2 | 0 | 0.0% |
| Dallas County | 15 | 4 | 1 | 6.7% |
| Travis County | 10 | 3 | 0 | 0.0% |
| Denton County | 10 | 0 | 0 | 0.0% |
| Collin County | 7 | 3 | 0 | 0.0% |
| Hidalgo County | 6 | 0 | 0 | 0.0% |
| El Paso County | 6 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 237 applications in 2025, of which 39 were originated and 9 denied.
3.8% of all applications, or 15.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Mission Loans originated in Texas in 2025 was 7.00%, against a statewide median of 6.50%.
About this data. Figures are Mission Loans's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology