Minster Bank in Ohio vs the state
4.3%Denial rate-13.36 pts vs state
5.0%Decision denial rate-16.94 pts vs state
83.1%Origination rate+23.22 pts vs state
6.50%Median rate-0.38 pts vs state
-0.10Rate spread (pts)-0.48 pts vs state
$94kMedian applicant income
192Loans originated
10Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 218 | 188 | 5.5% | 6.50% | #209 |
| 2024 | 241 | 203 | 6.6% | 6.75% | #191 |
| 2025 | 231 | 192 | 4.3% | 6.50% | #217 |
What Minster Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Minster Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Auglaize County | 78 | 67 | 3 | 3.8% |
| Shelby County | 51 | 42 | 1 | 2.0% |
| Miami County | 28 | 17 | 3 | 10.7% |
| Montgomery County | 15 | 13 | 1 | 6.7% |
| Mercer County | 8 | 6 | 2 | 25.0% |
| Allen County | 8 | 7 | 0 | 0.0% |
| Darke County | 8 | 7 | 0 | 0.0% |
| Warren County | 6 | 6 | 0 | 0.0% |
| Logan County | 5 | 5 | 0 | 0.0% |
| Greene County | 5 | 4 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 231 applications in 2025, of which 192 were originated and 10 denied.
4.3% of all applications, or 5.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Minster Bank originated in Ohio in 2025 was 6.50%, against a statewide median of 6.88%.
About this data. Figures are Minster Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology