Millennium Financial Group in West Virginia vs the state
12.2%Denial rate-8.99 pts vs state
13.5%Decision denial rate-13.15 pts vs state
78.1%Origination rate+23.26 pts vs state
6.63%Median rate0.00 pts vs state
0.32Rate spread (pts)-0.08 pts vs state
$77kMedian applicant income
32Loans originated
5Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 25 | 6.5% | 6.75% | #162 |
| 2024 | 51 | 42 | 3.9% | 6.50% | #131 |
| 2025 | 41 | 32 | 12.2% | 6.63% | #149 |
What Millennium Financial Group lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Millennium Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hampshire County | 24 | 18 | 3 | 12.5% |
| Mineral County | 6 | 4 | 1 | 16.7% |
| Berkeley County | 4 | 4 | 0 | 0.0% |
| Morgan County | 3 | 2 | 1 | 33.3% |
| Jefferson County | 3 | 3 | 0 | 0.0% |
| Preston County | 1 | 1 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 41 applications in 2025, of which 32 were originated and 5 denied.
12.2% of all applications, or 13.5% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Millennium Financial Group originated in West Virginia in 2025 was 6.63%, against a statewide median of 6.62%.
About this data. Figures are Millennium Financial Group's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology