Mid-Continent Funding in Ohio vs the state
7.4%Denial rate-10.28 pts vs state
11.1%Decision denial rate-10.78 pts vs state
51.9%Origination rate-8.05 pts vs state
6.19%Median rate-0.69 pts vs state
0.04Rate spread (pts)-0.35 pts vs state
$70kMedian applicant income
14Loans originated
2Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 8 | 5.9% | 6.38% | #544 |
| 2024 | 9 | 4 | 0.0% | 6.25% | #612 |
| 2025 | 27 | 14 | 7.4% | 6.19% | #483 |
What Mid-Continent Funding lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Mid-Continent Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lorain County | 2 | 2 | 0 | 0.0% |
| Franklin County | 2 | 1 | 0 | 0.0% |
| Hamilton County | 1 | 0 | 1 | 100.0% |
| Marion County | 1 | 1 | 0 | 0.0% |
| Cuyahoga County | 1 | 1 | 0 | 0.0% |
| Trumbull County | 1 | 1 | 0 | 0.0% |
| Champaign County | 1 | 1 | 0 | 0.0% |
| Paulding County | 1 | 1 | 0 | 0.0% |
| Seneca County | 1 | 1 | 0 | 0.0% |
| Richland County | 1 | 0 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 27 applications in 2025, of which 14 were originated and 2 denied.
7.4% of all applications, or 11.1% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Mid-Continent Funding originated in Ohio in 2025 was 6.19%, against a statewide median of 6.88%.
About this data. Figures are Mid-Continent Funding's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology