Members Mortgage Services · Kansas · 2025

Members Mortgage Services in Kansas: approval rate, denial rate and rates (2025)

Members Mortgage Services took 311 mortgage applications in Kansas in 2025, ranking #79 of 766 lenders active in the state. It originated 65.0% of them and denied 11.9% (14.6% of the applications it decided), against a statewide denial rate of 15.0%.

311Applicationsin KS
14.6%Decision denial ratestate 18.3%
6.25%Median ratestate 6.63%
$185,000Median loanstate $165,000
$40MVolume45 counties

Members Mortgage Services in Kansas vs the state

11.9%Denial rate-3.13 pts vs state
14.6%Decision denial rate-3.71 pts vs state
65.0%Origination rate+1.13 pts vs state
6.25%Median rate-0.38 pts vs state
0.36Rate spread (pts)+0.06 pts vs state
$79kMedian applicant income
202Loans originated
37Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231255031.2%6.63%#118
202430718114.7%6.38%#73
202531120211.9%6.25%#79

What Members Mortgage Services lends in Kansas

By loan purpose

Home purchase 265 85% · 9.4% denied
Refinance 25 8% · 20.0% denied
Cash-out refinance 21 7% · 33.3% denied

By loan type

Conventional 22 7% · 9.1% denied
FHA 216 69% · 12.0% denied
VA 53 17% · 11.3% denied
USDA / RHS 20 6% · 15.0% denied

Why it denied Kansas applicants

Credit history 15 41%
Debt-to-income ratio 10 27%
Insufficient cash 6 16%
Collateral 5 14%
Other 1 3%

Where in Kansas

Counties with the most Members Mortgage Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sedgwick County 1308615 11.5%
Reno County 28203 10.7%
Shawnee County 17106 35.3%
Butler County 1381 7.7%
Harvey County 13110 0.0%
Lyon County 12110 0.0%
Cowley County 770 0.0%
Sumner County 521 20.0%
Bourbon County 431 25.0%
Leavenworth County 440 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 311 applications in 2025, of which 202 were originated and 37 denied.

11.9% of all applications, or 14.6% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Members Mortgage Services originated in Kansas in 2025 was 6.25%, against a statewide median of 6.63%.

About this data. Figures are Members Mortgage Services's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology