Member Advantage Mortgage in Pennsylvania vs the state
15.4%Denial rate-2.91 pts vs state
33.3%Decision denial rate+11.12 pts vs state
0.0%Origination rate-60.96 pts vs state
—Median rate
—Rate spread (pts)
$82kMedian applicant income
0Loans originated
2Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 12 | 15.8% | 6.44% | #611 |
| 2024 | 39 | 20 | 18.0% | 6.75% | #514 |
| 2025 | 13 | 0 | 15.4% | — | #651 |
What Member Advantage Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Member Advantage Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Beaver County | 5 | 0 | 1 | 20.0% |
| Allegheny County | 2 | 0 | 0 | 0.0% |
| Butler County | 1 | 0 | 0 | 0.0% |
| Washington County | 1 | 0 | 0 | 0.0% |
| York County | 1 | 0 | 0 | 0.0% |
| Philadelphia County | 1 | 0 | 0 | 0.0% |
| Cumberland County | 1 | 0 | 1 | 100.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 13 applications in 2025, of which 0 were originated and 2 denied.
15.4% of all applications, or 33.3% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Member Advantage Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology