Mayo Employees Federal Credit Union in Wisconsin vs the state
12.5%Denial rate-1.51 pts vs state
12.5%Decision denial rate-3.86 pts vs state
87.5%Origination rate+19.35 pts vs state
6.49%Median rate-0.13 pts vs state
0.20Rate spread (pts)+0.08 pts vs state
$171kMedian applicant income
21Loans originated
3Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 42 | 33 | 11.9% | 6.25% | #326 |
| 2024 | 34 | 24 | 23.5% | 6.88% | #362 |
| 2025 | 24 | 21 | 12.5% | 6.49% | #402 |
What Mayo Employees Federal Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Mayo Employees Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Eau Claire County | 9 | 9 | 0 | 0.0% |
| La Crosse County | 6 | 4 | 2 | 33.3% |
| Chippewa County | 2 | 2 | 0 | 0.0% |
| Monroe County | 2 | 2 | 0 | 0.0% |
| Pierce County | 1 | 1 | 0 | 0.0% |
| Vernon County | 1 | 1 | 0 | 0.0% |
| Trempealeau County | 1 | 0 | 1 | 100.0% |
| Sawyer County | 1 | 1 | 0 | 0.0% |
| Rock County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 24 applications in 2025, of which 21 were originated and 3 denied.
12.5% of all applications, or 12.5% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Mayo Employees Federal Credit Union originated in Wisconsin in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Mayo Employees Federal Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology