Manufacturers and Traders Trust in Washington vs the state
13.0%Denial rate-2.66 pts vs state
16.7%Decision denial rate-2.87 pts vs state
61.0%Origination rate-0.02 pts vs state
4.13%Median rate-2.50 pts vs state
0.32Rate spread (pts)+0.13 pts vs state
$130kMedian applicant income
47Loans originated
10Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 54 | 22 | 33.3% | 3.25% | #278 |
| 2024 | 60 | 42 | 15.0% | 3.69% | #266 |
| 2025 | 77 | 47 | 13.0% | 4.13% | #263 |
What Manufacturers and Traders Trust lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Manufacturers and Traders Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 20 | 14 | 4 | 20.0% |
| King County | 13 | 5 | 2 | 15.4% |
| Thurston County | 8 | 6 | 0 | 0.0% |
| Spokane County | 7 | 3 | 2 | 28.6% |
| Kitsap County | 6 | 3 | 0 | 0.0% |
| Clark County | 5 | 4 | 0 | 0.0% |
| Mason County | 5 | 3 | 0 | 0.0% |
| Snohomish County | 3 | 2 | 0 | 0.0% |
| Yakima County | 2 | 2 | 0 | 0.0% |
| Lewis County | 1 | 0 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 77 applications in 2025, of which 47 were originated and 10 denied.
13.0% of all applications, or 16.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Manufacturers and Traders Trust originated in Washington in 2025 was 4.13%, against a statewide median of 6.63%.
About this data. Figures are Manufacturers and Traders Trust's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology