Manufacturers and Traders Trust in Ohio vs the state
19.0%Denial rate+1.29 pts vs state
29.2%Decision denial rate+7.32 pts vs state
45.3%Origination rate-14.64 pts vs state
6.25%Median rate-0.63 pts vs state
0.41Rate spread (pts)+0.03 pts vs state
$88kMedian applicant income
62Loans originated
26Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 131 | 61 | 22.9% | 6.38% | #269 |
| 2024 | 109 | 62 | 18.4% | 6.25% | #296 |
| 2025 | 137 | 62 | 19.0% | 6.25% | #286 |
What Manufacturers and Traders Trust lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Manufacturers and Traders Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 18 | 9 | 2 | 11.1% |
| Franklin County | 13 | 3 | 4 | 30.8% |
| Hamilton County | 9 | 5 | 0 | 0.0% |
| Mahoning County | 8 | 5 | 0 | 0.0% |
| Montgomery County | 8 | 6 | 2 | 25.0% |
| Summit County | 7 | 2 | 2 | 28.6% |
| Butler County | 6 | 3 | 0 | 0.0% |
| Stark County | 6 | 1 | 3 | 50.0% |
| Lucas County | 5 | 2 | 2 | 40.0% |
| Clermont County | 4 | 4 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 137 applications in 2025, of which 62 were originated and 26 denied.
19.0% of all applications, or 29.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Manufacturers and Traders Trust originated in Ohio in 2025 was 6.25%, against a statewide median of 6.88%.
About this data. Figures are Manufacturers and Traders Trust's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology