Manufacturers and Traders Trust in Mississippi vs the state
21.7%Denial rate-1.18 pts vs state
35.7%Decision denial rate+7.26 pts vs state
39.1%Origination rate-13.74 pts vs state
6.19%Median rate-0.56 pts vs state
0.21Rate spread (pts)-0.13 pts vs state
$73kMedian applicant income
18Loans originated
10Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 26 | 14 | 23.1% | 6.25% | #203 |
| 2024 | 29 | 17 | 6.9% | 6.50% | #204 |
| 2025 | 46 | 18 | 21.7% | 6.19% | #176 |
What Manufacturers and Traders Trust lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Manufacturers and Traders Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 13 | 9 | 0 | 0.0% |
| Rankin County | 8 | 3 | 2 | 25.0% |
| Hinds County | 3 | 1 | 1 | 33.3% |
| Lowndes County | 2 | 0 | 0 | 0.0% |
| Pike County | 2 | 1 | 0 | 0.0% |
| Pearl River County | 2 | 1 | 0 | 0.0% |
| Harrison County | 2 | 1 | 0 | 0.0% |
| Tate County | 2 | 0 | 1 | 50.0% |
| Coahoma County | 1 | 0 | 1 | 100.0% |
| Hancock County | 1 | 0 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 46 applications in 2025, of which 18 were originated and 10 denied.
21.7% of all applications, or 35.7% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Manufacturers and Traders Trust originated in Mississippi in 2025 was 6.19%, against a statewide median of 6.75%.
About this data. Figures are Manufacturers and Traders Trust's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology