Manufacturers and Traders Trust in Arkansas vs the state
25.8%Denial rate+7.62 pts vs state
42.1%Decision denial rate+18.98 pts vs state
35.5%Origination rate-21.35 pts vs state
5.88%Median rate-0.75 pts vs state
0.33Rate spread (pts)-0.01 pts vs state
$57kMedian applicant income
11Loans originated
8Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 29 | 14 | 31.0% | 6.19% | #234 |
| 2024 | 28 | 18 | 14.3% | 6.13% | #244 |
| 2025 | 31 | 11 | 25.8% | 5.88% | #245 |
What Manufacturers and Traders Trust lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Manufacturers and Traders Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 5 | 1 | 1 | 20.0% |
| Benton County | 4 | 4 | 0 | 0.0% |
| Saline County | 3 | 1 | 1 | 33.3% |
| Faulkner County | 3 | 1 | 0 | 0.0% |
| Crawford County | 2 | 0 | 1 | 50.0% |
| Miller County | 2 | 1 | 1 | 50.0% |
| Jackson County | 1 | 0 | 1 | 100.0% |
| Craighead County | 1 | 0 | 0 | 0.0% |
| Hot Spring County | 1 | 0 | 0 | 0.0% |
| Mississippi County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 31 applications in 2025, of which 11 were originated and 8 denied.
25.8% of all applications, or 42.1% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Manufacturers and Traders Trust originated in Arkansas in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are Manufacturers and Traders Trust's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology