Longbridge Financial in Washington vs the state
13.7%Denial rate-1.97 pts vs state
16.2%Decision denial rate-3.30 pts vs state
61.5%Origination rate+0.48 pts vs state
6.38%Median rate-0.25 pts vs state
—Rate spread (pts)
$34kMedian applicant income
144Loans originated
32Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 177 | 123 | 15.8% | 7.49% | #167 |
| 2024 | 226 | 156 | 14.2% | 7.08% | #160 |
| 2025 | 234 | 144 | 13.7% | 6.38% | #175 |
What Longbridge Financial lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 49 | 31 | 8 | 16.3% |
| Snohomish County | 38 | 25 | 1 | 2.6% |
| Pierce County | 28 | 20 | 3 | 10.7% |
| Spokane County | 22 | 16 | 2 | 9.1% |
| Clark County | 16 | 5 | 5 | 31.3% |
| Kitsap County | 7 | 4 | 0 | 0.0% |
| Grays Harbor County | 7 | 4 | 1 | 14.3% |
| Island County | 6 | 5 | 0 | 0.0% |
| Mason County | 6 | 5 | 1 | 16.7% |
| Whatcom County | 5 | 3 | 1 | 20.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 234 applications in 2025, of which 144 were originated and 32 denied.
13.7% of all applications, or 16.2% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Longbridge Financial originated in Washington in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology