Longbridge Financial in Ohio vs the state
16.8%Denial rate-0.91 pts vs state
22.9%Decision denial rate+1.05 pts vs state
51.0%Origination rate-8.89 pts vs state
6.00%Median rate-0.88 pts vs state
—Rate spread (pts)
$29kMedian applicant income
76Loans originated
25Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 67 | 37 | 13.4% | 7.45% | #356 |
| 2024 | 87 | 52 | 12.6% | 6.72% | #324 |
| 2025 | 149 | 76 | 16.8% | 6.00% | #274 |
What Longbridge Financial lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 22 | 11 | 4 | 18.2% |
| Franklin County | 16 | 11 | 2 | 12.5% |
| Hamilton County | 9 | 5 | 2 | 22.2% |
| Summit County | 7 | 4 | 1 | 14.3% |
| Richland County | 6 | 3 | 1 | 16.7% |
| Lucas County | 5 | 1 | 1 | 20.0% |
| Stark County | 5 | 1 | 1 | 20.0% |
| Portage County | 5 | 2 | 0 | 0.0% |
| Lorain County | 5 | 2 | 1 | 20.0% |
| Warren County | 3 | 3 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 149 applications in 2025, of which 76 were originated and 25 denied.
16.8% of all applications, or 22.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Longbridge Financial originated in Ohio in 2025 was 6.00%, against a statewide median of 6.88%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology