Longbridge Financial in Montana vs the state
10.6%Denial rate-4.18 pts vs state
15.2%Decision denial rate-3.55 pts vs state
51.1%Origination rate-10.92 pts vs state
6.44%Median rate-0.19 pts vs state
—Rate spread (pts)
$36kMedian applicant income
24Loans originated
5Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 9 | 14.3% | 7.63% | #134 |
| 2024 | 25 | 17 | 8.0% | 7.15% | #117 |
| 2025 | 47 | 24 | 10.6% | 6.44% | #104 |
What Longbridge Financial lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Yellowstone County | 9 | 5 | 1 | 11.1% |
| Gallatin County | 7 | 5 | 1 | 14.3% |
| Missoula County | 5 | 3 | 0 | 0.0% |
| Ravalli County | 5 | 2 | 1 | 20.0% |
| Flathead County | 3 | 1 | 0 | 0.0% |
| Cascade County | 2 | 1 | 0 | 0.0% |
| Lincoln County | 2 | 1 | 1 | 50.0% |
| Park County | 2 | 1 | 0 | 0.0% |
| Carbon County | 2 | 1 | 0 | 0.0% |
| Jefferson County | 2 | 1 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 47 applications in 2025, of which 24 were originated and 5 denied.
10.6% of all applications, or 15.2% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Longbridge Financial originated in Montana in 2025 was 6.44%, against a statewide median of 6.63%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology