Logan Finance in Texas vs the state
13.7%Denial rate-5.72 pts vs state
21.8%Decision denial rate-3.09 pts vs state
46.5%Origination rate-8.39 pts vs state
7.37%Median rate+0.87 pts vs state
0.98Rate spread (pts)+0.79 pts vs state
$288kMedian applicant income
139Loans originated
41Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 159 | 87 | 7.6% | 8.38% | #464 |
| 2024 | 224 | 136 | 7.1% | 7.75% | #377 |
| 2025 | 299 | 139 | 13.7% | 7.37% | #336 |
What Logan Finance lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Logan Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 59 | 19 | 15 | 25.4% |
| Dallas County | 35 | 14 | 3 | 8.6% |
| Montgomery County | 20 | 10 | 3 | 15.0% |
| Tarrant County | 20 | 10 | 2 | 10.0% |
| Travis County | 17 | 11 | 2 | 11.8% |
| Fort Bend County | 16 | 7 | 1 | 6.3% |
| Collin County | 16 | 8 | 3 | 18.8% |
| Bexar County | 15 | 7 | 1 | 6.7% |
| Denton County | 15 | 6 | 2 | 13.3% |
| Lubbock County | 8 | 5 | 1 | 12.5% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 299 applications in 2025, of which 139 were originated and 41 denied.
13.7% of all applications, or 21.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Logan Finance originated in Texas in 2025 was 7.37%, against a statewide median of 6.50%.
About this data. Figures are Logan Finance's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology