LoanUnited.com in Texas vs the state
6.4%Denial rate-13.00 pts vs state
13.5%Decision denial rate-11.36 pts vs state
40.9%Origination rate-14.01 pts vs state
6.13%Median rate-0.38 pts vs state
0.07Rate spread (pts)-0.12 pts vs state
$116kMedian applicant income
477Loans originated
75Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 452 | 107 | 5.8% | 6.38% | #267 |
| 2024 | 789 | 313 | 1.9% | 6.13% | #192 |
| 2025 | 1,167 | 477 | 6.4% | 6.13% | #158 |
What LoanUnited.com lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most LoanUnited.com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 149 | 68 | 7 | 4.7% |
| Bell County | 92 | 34 | 7 | 7.6% |
| Bexar County | 78 | 29 | 5 | 6.4% |
| El Paso County | 73 | 33 | 2 | 2.7% |
| Tarrant County | 69 | 26 | 8 | 11.6% |
| Webb County | 66 | 42 | 5 | 7.6% |
| Montgomery County | 42 | 13 | 4 | 9.5% |
| Dallas County | 39 | 10 | 2 | 5.1% |
| Collin County | 37 | 14 | 4 | 10.8% |
| Galveston County | 35 | 18 | 1 | 2.9% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 1,167 applications in 2025, of which 477 were originated and 75 denied.
6.4% of all applications, or 13.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans LoanUnited.com originated in Texas in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are LoanUnited.com's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology