LoanUnited.com · Nevada · 2025

LoanUnited.com in Nevada: approval rate, denial rate and rates (2025)

LoanUnited.com took 168 mortgage applications in Nevada in 2025, ranking #112 of 627 lenders active in the state. It originated 32.7% of them and denied 11.9% (26.7% of the applications it decided), against a statewide denial rate of 17.5%.

168Applicationsin NV
26.7%Decision denial ratestate 22.2%
5.99%Median ratestate 6.63%
$405,000Median loanstate $305,000
$24MVolume12 counties

LoanUnited.com in Nevada vs the state

11.9%Denial rate-5.55 pts vs state
26.7%Decision denial rate+4.45 pts vs state
32.7%Origination rate-24.97 pts vs state
5.99%Median rate-0.63 pts vs state
-0.41Rate spread (pts)-0.71 pts vs state
$101kMedian applicant income
55Loans originated
20Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
202319810.5%6.63%#277
2024112571.8%6.00%#138
20251685511.9%5.99%#112

What LoanUnited.com lends in Nevada

By loan purpose

Home purchase 37 22% · 2.7% denied
Refinance 131 78% · 14.5% denied

By loan type

Conventional 10 6% · 0.0% denied
FHA 65 39% · 21.5% denied
VA 93 55% · 6.5% denied

Why it denied Nevada applicants

Debt-to-income ratio 9 45%
Credit history 9 45%
Employment history 1 5%
Other 1 5%

Where in Nevada

Counties with the most LoanUnited.com applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 1234416 13.0%
Washoe County 1022 20.0%
Lyon County 1011 10.0%
Nye County 801 12.5%
Churchill County 620 0.0%
Carson City 310 0.0%
Elko County 320 0.0%
Eureka County 100 0.0%
Humboldt County 110 0.0%
Lincoln County 110 0.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 168 applications in 2025, of which 55 were originated and 20 denied.

11.9% of all applications, or 26.7% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans LoanUnited.com originated in Nevada in 2025 was 5.99%, against a statewide median of 6.63%.

About this data. Figures are LoanUnited.com's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology