Loansteady in Ohio vs the state
7.4%Denial rate-10.28 pts vs state
11.1%Decision denial rate-10.78 pts vs state
44.4%Origination rate-15.46 pts vs state
6.06%Median rate-0.81 pts vs state
0.02Rate spread (pts)-0.36 pts vs state
$125kMedian applicant income
12Loans originated
2Denied
What Loansteady lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Loansteady applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 5 | 2 | 0 | 0.0% |
| Medina County | 3 | 1 | 0 | 0.0% |
| Huron County | 2 | 1 | 0 | 0.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Hamilton County | 2 | 2 | 0 | 0.0% |
| Summit County | 2 | 1 | 1 | 50.0% |
| Licking County | 2 | 0 | 0 | 0.0% |
| Stark County | 1 | 1 | 0 | 0.0% |
| Fulton County | 1 | 0 | 0 | 0.0% |
| Hancock County | 1 | 0 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 27 applications in 2025, of which 12 were originated and 2 denied.
7.4% of all applications, or 11.1% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Loansteady originated in Ohio in 2025 was 6.06%, against a statewide median of 6.88%.
About this data. Figures are Loansteady's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology