Loan Funder in Washington vs the state
21.1%Denial rate+5.45 pts vs state
42.6%Decision denial rate+23.05 pts vs state
28.4%Origination rate-32.62 pts vs state
9.75%Median rate+3.13 pts vs state
—Rate spread (pts)
—Median applicant income
31Loans originated
23Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 45 | 12 | 13.3% | 11.25% | #292 |
| 2024 | 130 | 46 | 13.9% | 11.00% | #201 |
| 2025 | 109 | 31 | 21.1% | 9.75% | #231 |
What Loan Funder lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Loan Funder applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 41 | 14 | 10 | 24.4% |
| Pierce County | 22 | 4 | 3 | 13.6% |
| Spokane County | 8 | 3 | 0 | 0.0% |
| Grays Harbor County | 5 | 0 | 1 | 20.0% |
| San Juan County | 5 | 5 | 0 | 0.0% |
| Whatcom County | 5 | 1 | 2 | 40.0% |
| Snohomish County | 4 | 0 | 3 | 75.0% |
| Kitsap County | 3 | 1 | 0 | 0.0% |
| Yakima County | 3 | 0 | 1 | 33.3% |
| Clark County | 3 | 0 | 1 | 33.3% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 109 applications in 2025, of which 31 were originated and 23 denied.
21.1% of all applications, or 42.6% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Loan Funder originated in Washington in 2025 was 9.75%, against a statewide median of 6.63%.
About this data. Figures are Loan Funder's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology