Loan Funder in Ohio vs the state
10.0%Denial rate-7.73 pts vs state
17.2%Decision denial rate-4.71 pts vs state
48.0%Origination rate-11.90 pts vs state
8.28%Median rate+1.40 pts vs state
—Rate spread (pts)
—Median applicant income
564Loans originated
117Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 438 | 275 | 5.7% | 8.80% | #125 |
| 2024 | 1,222 | 607 | 9.2% | 8.12% | #69 |
| 2025 | 1,175 | 564 | 10.0% | 8.28% | #75 |
What Loan Funder lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Loan Funder applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 534 | 261 | 54 | 10.1% |
| Franklin County | 98 | 46 | 6 | 6.1% |
| Lucas County | 91 | 38 | 13 | 14.3% |
| Summit County | 79 | 30 | 4 | 5.1% |
| Lorain County | 67 | 43 | 5 | 7.5% |
| Hamilton County | 51 | 24 | 6 | 11.8% |
| Montgomery County | 45 | 20 | 5 | 11.1% |
| Stark County | 33 | 17 | 3 | 9.1% |
| Butler County | 29 | 20 | 0 | 0.0% |
| Mahoning County | 18 | 9 | 1 | 5.6% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 1,175 applications in 2025, of which 564 were originated and 117 denied.
10.0% of all applications, or 17.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Loan Funder originated in Ohio in 2025 was 8.28%, against a statewide median of 6.88%.
About this data. Figures are Loan Funder's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology