Loan Funder in Colorado vs the state
20.2%Denial rate+4.55 pts vs state
31.1%Decision denial rate+11.42 pts vs state
44.7%Origination rate-15.28 pts vs state
7.63%Median rate+1.01 pts vs state
—Rate spread (pts)
—Median applicant income
51Loans originated
23Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 42 | 21 | 14.3% | 10.75% | #307 |
| 2024 | 113 | 40 | 13.3% | 10.50% | #206 |
| 2025 | 114 | 51 | 20.2% | 7.63% | #217 |
What Loan Funder lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Loan Funder applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denver County | 20 | 3 | 6 | 30.0% |
| Larimer County | 18 | 13 | 3 | 16.7% |
| El Paso County | 15 | 8 | 2 | 13.3% |
| Pueblo County | 13 | 11 | 0 | 0.0% |
| Weld County | 13 | 10 | 1 | 7.7% |
| Adams County | 8 | 2 | 4 | 50.0% |
| Jefferson County | 7 | 0 | 1 | 14.3% |
| Boulder County | 7 | 3 | 0 | 0.0% |
| La Plata County | 3 | 0 | 2 | 66.7% |
| Park County | 3 | 0 | 1 | 33.3% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 114 applications in 2025, of which 51 were originated and 23 denied.
20.2% of all applications, or 31.1% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Loan Funder originated in Colorado in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are Loan Funder's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology