Lindell Bank & Trust in Missouri vs the state
4.1%Denial rate-11.01 pts vs state
4.2%Decision denial rate-14.51 pts vs state
91.9%Origination rate+29.22 pts vs state
—Median rate
—Rate spread (pts)
$140kMedian applicant income
181Loans originated
8Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 231 | 210 | 4.8% | — | #141 |
| 2024 | 223 | 197 | 2.7% | — | #157 |
| 2025 | 197 | 181 | 4.1% | — | #188 |
What Lindell Bank & Trust lends in Missouri
By loan purpose
By loan type
Where in Missouri
Counties with the most Lindell Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 105 | 99 | 2 | 1.9% |
| St. Louis city | 36 | 35 | 0 | 0.0% |
| St. Charles County | 28 | 24 | 2 | 7.1% |
| Jefferson County | 17 | 13 | 3 | 17.6% |
| Stone County | 2 | 2 | 0 | 0.0% |
| Franklin County | 2 | 2 | 0 | 0.0% |
| Phelps County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Wayne County | 1 | 1 | 0 | 0.0% |
| St. Francois County | 1 | 0 | 1 | 100.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 197 applications in 2025, of which 181 were originated and 8 denied.
4.1% of all applications, or 4.2% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Lindell Bank & Trust's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology