Lindell Bank & Trust at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 220 investment-property lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
52nd4.4% deniedProcesswithdrawn + incomplete share, weight 15%
60th3.8%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 240 | 217 | 4.6% | 4.8% | — | $59M |
| 2024 | 240 | 208 | 3.8% | 4.2% | — | $48M |
| 2025 | 211 | 192 | 4.3% | 4.4% | — | $57M |
What Lindell Bank & Trust lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 2 manufactured homes, 135 investment properties.
Who gets approved at Lindell Bank & Trust
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $50k – $100k | 23 | 18 | 14.3% |
| $150k – $250k | 21 | 19 | 0.0% |
| Over $250k | 26 | 23 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 35–44 | 23 | 17 | 19.1% |
| 55–64 | 23 | 16 | 15.0% |
Where Lindell Bank & Trust lends
6 states and 21 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Lindell Bank & Trust denied 4.4% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 52nd percentile of investment-property lenders.
In 2025, 53% of its applications were for home purchases, 47% for refinancing (including cash-out), and 0% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.