Lima One Capital in Louisiana vs the state
18.6%Denial rate-3.53 pts vs state
27.5%Decision denial rate-0.65 pts vs state
49.2%Origination rate-2.82 pts vs state
8.00%Median rate+1.38 pts vs state
—Rate spread (pts)
—Median applicant income
29Loans originated
11Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 64 | 64 | 0.0% | 11.10% | #215 |
| 2024 | 89 | 58 | 13.5% | 8.20% | #177 |
| 2025 | 59 | 29 | 18.6% | 8.00% | #235 |
What Lima One Capital lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Lima One Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 26 | 7 | 6 | 23.1% |
| Jefferson Parish | 10 | 6 | 1 | 10.0% |
| East Baton Rouge Parish | 8 | 7 | 0 | 0.0% |
| St. John the Baptist Parish | 4 | 3 | 0 | 0.0% |
| Morehouse Parish | 3 | 0 | 3 | 100.0% |
| St. Tammany Parish | 2 | 2 | 0 | 0.0% |
| St. Charles Parish | 2 | 1 | 0 | 0.0% |
| Lafayette Parish | 1 | 1 | 0 | 0.0% |
| St. Bernard Parish | 1 | 1 | 0 | 0.0% |
| Rapides Parish | 1 | 0 | 1 | 100.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 59 applications in 2025, of which 29 were originated and 11 denied.
18.6% of all applications, or 27.5% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Lima One Capital originated in Louisiana in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are Lima One Capital's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology