LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Washington vs the state
4.7%Denial rate-10.93 pts vs state
7.5%Decision denial rate-12.08 pts vs state
52.6%Origination rate-8.44 pts vs state
6.00%Median rate-0.63 pts vs state
-0.28Rate spread (pts)-0.47 pts vs state
$203kMedian applicant income
301Loans originated
27Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 2 | 12.5% | 6.25% | #478 |
| 2024 | 214 | 89 | 7.0% | 6.13% | #166 |
| 2025 | 572 | 301 | 4.7% | 6.00% | #93 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 278 | 140 | 12 | 4.3% |
| Snohomish County | 80 | 46 | 2 | 2.5% |
| Pierce County | 41 | 23 | 2 | 4.9% |
| Clark County | 32 | 17 | 1 | 3.1% |
| Kitsap County | 23 | 10 | 0 | 0.0% |
| Spokane County | 18 | 11 | 4 | 22.2% |
| Whatcom County | 15 | 9 | 0 | 0.0% |
| Thurston County | 13 | 8 | 0 | 0.0% |
| Benton County | 10 | 6 | 0 | 0.0% |
| Skagit County | 9 | 5 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 572 applications in 2025, of which 301 were originated and 27 denied.
4.7% of all applications, or 7.5% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in Washington in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology