LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Nevada vs the state
10.7%Denial rate-6.77 pts vs state
16.9%Decision denial rate-5.30 pts vs state
47.6%Origination rate-10.14 pts vs state
5.97%Median rate-0.66 pts vs state
-0.25Rate spread (pts)-0.54 pts vs state
$170kMedian applicant income
49Loans originated
11Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 2 | 4.0% | 7.38% | #248 |
| 2024 | 9 | 1 | 11.1% | 5.88% | #321 |
| 2025 | 103 | 49 | 10.7% | 5.97% | #142 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 81 | 38 | 7 | 8.6% |
| Washoe County | 12 | 7 | 2 | 16.7% |
| Lyon County | 3 | 1 | 1 | 33.3% |
| Douglas County | 3 | 0 | 1 | 33.3% |
| Nye County | 1 | 1 | 0 | 0.0% |
| Storey County | 1 | 1 | 0 | 0.0% |
| Carson City | 1 | 1 | 0 | 0.0% |
| Elko County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 103 applications in 2025, of which 49 were originated and 11 denied.
10.7% of all applications, or 16.9% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in Nevada in 2025 was 5.97%, against a statewide median of 6.63%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology