LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Mississippi vs the state
12.2%Denial rate-10.72 pts vs state
17.9%Decision denial rate-10.59 pts vs state
46.3%Origination rate-6.53 pts vs state
6.12%Median rate-0.63 pts vs state
0.01Rate spread (pts)-0.33 pts vs state
$178kMedian applicant income
19Loans originated
5Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 7 | 3 | 28.6% | 6.00% | #320 |
| 2025 | 41 | 19 | 12.2% | 6.12% | #187 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 9 | 6 | 1 | 11.1% |
| Harrison County | 5 | 2 | 2 | 40.0% |
| Jackson County | 4 | 3 | 0 | 0.0% |
| DeSoto County | 4 | 1 | 0 | 0.0% |
| Hancock County | 3 | 2 | 0 | 0.0% |
| Lafayette County | 3 | 1 | 0 | 0.0% |
| Rankin County | 2 | 2 | 0 | 0.0% |
| Hinds County | 2 | 0 | 0 | 0.0% |
| Pike County | 1 | 0 | 1 | 100.0% |
| Grenada County | 1 | 0 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 41 applications in 2025, of which 19 were originated and 5 denied.
12.2% of all applications, or 17.9% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in Mississippi in 2025 was 6.12%, against a statewide median of 6.75%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology