LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Louisiana vs the state
12.2%Denial rate-9.95 pts vs state
16.7%Decision denial rate-11.48 pts vs state
46.7%Origination rate-5.30 pts vs state
6.00%Median rate-0.63 pts vs state
-0.25Rate spread (pts)-0.61 pts vs state
$158kMedian applicant income
42Loans originated
11Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 2 | 0.0% | 7.44% | #385 |
| 2024 | 19 | 9 | 5.3% | 6.12% | #316 |
| 2025 | 90 | 42 | 12.2% | 6.00% | #188 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 17 | 7 | 2 | 11.8% |
| St. Tammany Parish | 13 | 9 | 0 | 0.0% |
| East Baton Rouge Parish | 10 | 5 | 0 | 0.0% |
| Lafayette Parish | 8 | 5 | 1 | 12.5% |
| Ascension Parish | 6 | 1 | 3 | 50.0% |
| Jefferson Parish | 6 | 3 | 2 | 33.3% |
| Lafourche Parish | 4 | 1 | 0 | 0.0% |
| Livingston Parish | 3 | 2 | 0 | 0.0% |
| Tangipahoa Parish | 3 | 1 | 2 | 66.7% |
| Plaquemines Parish | 3 | 0 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 90 applications in 2025, of which 42 were originated and 11 denied.
12.2% of all applications, or 16.7% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in Louisiana in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology