LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Kansas vs the state
8.2%Denial rate-6.79 pts vs state
13.2%Decision denial rate-5.07 pts vs state
45.9%Origination rate-17.94 pts vs state
6.00%Median rate-0.63 pts vs state
-0.27Rate spread (pts)-0.57 pts vs state
$136kMedian applicant income
39Loans originated
7Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 2 | 0.0% | 6.50% | #395 |
| 2024 | 19 | 11 | 5.3% | 6.12% | #282 |
| 2025 | 85 | 39 | 8.2% | 6.00% | #180 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 46 | 26 | 2 | 4.3% |
| Sedgwick County | 12 | 6 | 1 | 8.3% |
| Leavenworth County | 5 | 1 | 1 | 20.0% |
| Wyandotte County | 5 | 2 | 0 | 0.0% |
| Douglas County | 4 | 0 | 1 | 25.0% |
| Shawnee County | 4 | 1 | 0 | 0.0% |
| Lyon County | 2 | 1 | 1 | 50.0% |
| Harvey County | 2 | 0 | 0 | 0.0% |
| Atchison County | 1 | 0 | 0 | 0.0% |
| Ellis County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 85 applications in 2025, of which 39 were originated and 7 denied.
8.2% of all applications, or 13.2% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in Kansas in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology