LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Colorado vs the state
5.8%Denial rate-9.83 pts vs state
8.3%Decision denial rate-11.33 pts vs state
56.5%Origination rate-3.50 pts vs state
6.00%Median rate-0.63 pts vs state
-0.24Rate spread (pts)-0.39 pts vs state
$189kMedian applicant income
195Loans originated
20Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 16 | 8 | 0.0% | 6.38% | #438 |
| 2024 | 124 | 60 | 4.0% | 6.37% | #198 |
| 2025 | 345 | 195 | 5.8% | 6.00% | #132 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 65 | 32 | 4 | 6.2% |
| Douglas County | 48 | 31 | 2 | 4.2% |
| Denver County | 43 | 22 | 3 | 7.0% |
| El Paso County | 33 | 18 | 2 | 6.1% |
| Arapahoe County | 27 | 20 | 2 | 7.4% |
| Adams County | 22 | 10 | 2 | 9.1% |
| Boulder County | 20 | 12 | 1 | 5.0% |
| Larimer County | 20 | 11 | 0 | 0.0% |
| Weld County | 15 | 6 | 1 | 6.7% |
| Broomfield County | 5 | 2 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 345 applications in 2025, of which 195 were originated and 20 denied.
5.8% of all applications, or 8.3% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in Colorado in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology