Lendingone · Wyoming · 2025

Lendingone in Wyoming: approval rate, denial rate and rates (2025)

Lendingone took 22 mortgage applications in Wyoming in 2025, ranking #103 of 411 lenders active in the state. It originated 0.0% of them and denied 18.2% (100.0% of the applications it decided), against a statewide denial rate of 15.6%.

22Applicationsin WY
100.0%Decision denial ratestate 19.6%
Median ratestate 6.50%
$145,000Median loanstate $235,000
$0Volume12 counties

Lendingone in Wyoming vs the state

18.2%Denial rate+2.62 pts vs state
100.0%Decision denial rate+80.41 pts vs state
0.0%Origination rate-61.01 pts vs state
Median rate
Rate spread (pts)
Median applicant income
0Loans originated
4Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
20239055.6%#139
20245060.0%#181
202522018.2%#103

What Lendingone lends in Wyoming

By loan purpose

Home purchase 16 73% · 18.8% denied
Refinance 2 9% · 0.0% denied
Cash-out refinance 3 14% · 33.3% denied
Home improvement 1 5% · 0.0% denied

By loan type

Conventional 22 100% · 18.2% denied

Why it denied Wyoming applicants

Debt-to-income ratio 2 50%
Unverifiable information 1 25%
Collateral 1 25%

Where in Wyoming

Counties with the most Lendingone applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Fremont County 400 0.0%
Natrona County 402 50.0%
Carbon County 200 0.0%
Laramie County 201 50.0%
Campbell County 200 0.0%
Goshen County 201 50.0%
Albany County 100 0.0%
Sublette County 100 0.0%
Sweetwater County 100 0.0%
Washakie County 100 0.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 22 applications in 2025, of which 0 were originated and 4 denied.

18.2% of all applications, or 100.0% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Lendingone's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology