Lendingone in Mississippi vs the state
24.2%Denial rate+1.32 pts vs state
56.5%Decision denial rate+28.02 pts vs state
18.7%Origination rate-34.18 pts vs state
7.53%Median rate+0.78 pts vs state
—Rate spread (pts)
—Median applicant income
37Loans originated
48Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 81 | 15 | 71.6% | 8.18% | #122 |
| 2024 | 102 | 33 | 56.9% | 7.30% | #114 |
| 2025 | 198 | 37 | 24.2% | 7.53% | #88 |
What Lendingone lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Lendingone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hinds County | 58 | 7 | 16 | 27.6% |
| Harrison County | 36 | 10 | 10 | 27.8% |
| Rankin County | 16 | 3 | 4 | 25.0% |
| Jackson County | 15 | 3 | 5 | 33.3% |
| DeSoto County | 14 | 5 | 0 | 0.0% |
| Hancock County | 11 | 2 | 5 | 45.5% |
| Oktibbeha County | 6 | 0 | 2 | 33.3% |
| Madison County | 5 | 1 | 0 | 0.0% |
| Lee County | 4 | 3 | 0 | 0.0% |
| Forrest County | 4 | 0 | 2 | 50.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 198 applications in 2025, of which 37 were originated and 48 denied.
24.2% of all applications, or 56.5% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Lendingone originated in Mississippi in 2025 was 7.53%, against a statewide median of 6.75%.
About this data. Figures are Lendingone's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology