Lendingone in Colorado vs the state
7.3%Denial rate-8.38 pts vs state
53.3%Decision denial rate+33.67 pts vs state
6.3%Origination rate-53.68 pts vs state
7.03%Median rate+0.41 pts vs state
—Rate spread (pts)
—Median applicant income
21Loans originated
24Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 67 | 17 | 59.7% | 8.20% | #255 |
| 2024 | 91 | 32 | 50.6% | 7.94% | #229 |
| 2025 | 331 | 21 | 7.3% | 7.03% | #139 |
What Lendingone lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Lendingone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denver County | 68 | 5 | 6 | 8.8% |
| El Paso County | 54 | 1 | 4 | 7.4% |
| Jefferson County | 33 | 1 | 2 | 6.1% |
| Arapahoe County | 24 | 0 | 0 | 0.0% |
| Adams County | 21 | 0 | 4 | 19.0% |
| Larimer County | 16 | 1 | 1 | 6.3% |
| Boulder County | 15 | 1 | 0 | 0.0% |
| Douglas County | 14 | 1 | 1 | 7.1% |
| Weld County | 12 | 2 | 0 | 0.0% |
| Mesa County | 11 | 1 | 1 | 9.1% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 331 applications in 2025, of which 21 were originated and 24 denied.
7.3% of all applications, or 53.3% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Lendingone originated in Colorado in 2025 was 7.03%, against a statewide median of 6.63%.
About this data. Figures are Lendingone's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology