Unnamed lender 9845005BP6974AE5D838 in Texas vs the state
21.3%Denial rate+1.91 pts vs state
24.1%Decision denial rate-0.76 pts vs state
47.6%Origination rate-7.32 pts vs state
7.12%Median rate+0.62 pts vs state
1.01Rate spread (pts)+0.82 pts vs state
$121kMedian applicant income
78Loans originated
35Denied
What Unnamed lender 9845005BP6974AE5D838 lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Unnamed lender 9845005BP6974AE5D838 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 43 | 24 | 5 | 11.6% |
| Bexar County | 15 | 5 | 2 | 13.3% |
| Dallas County | 15 | 6 | 7 | 46.7% |
| Tarrant County | 11 | 7 | 1 | 9.1% |
| Montgomery County | 10 | 6 | 1 | 10.0% |
| Fort Bend County | 7 | 3 | 1 | 14.3% |
| Denton County | 7 | 2 | 2 | 28.6% |
| Galveston County | 6 | 3 | 1 | 16.7% |
| Cameron County | 5 | 1 | 3 | 60.0% |
| McLennan County | 5 | 0 | 1 | 20.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 164 applications in 2025, of which 78 were originated and 35 denied.
21.3% of all applications, or 24.1% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Unnamed lender 9845005BP6974AE5D838 originated in Texas in 2025 was 7.12%, against a statewide median of 6.50%.
About this data. Figures are Unnamed lender 9845005BP6974AE5D838's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology