Unnamed lender 254900YZ174H294JW398 in Texas vs the state
2.7%Denial rate-16.72 pts vs state
2.9%Decision denial rate-22.05 pts vs state
78.6%Origination rate+23.76 pts vs state
6.00%Median rate-0.50 pts vs state
-0.19Rate spread (pts)-0.38 pts vs state
$166kMedian applicant income
869Loans originated
30Denied
What Unnamed lender 254900YZ174H294JW398 lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Unnamed lender 254900YZ174H294JW398 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fort Bend County | 243 | 169 | 10 | 4.1% |
| Montgomery County | 161 | 129 | 3 | 1.9% |
| Williamson County | 153 | 127 | 3 | 2.0% |
| Denton County | 131 | 111 | 3 | 2.3% |
| Harris County | 126 | 90 | 4 | 3.2% |
| Collin County | 103 | 82 | 4 | 3.9% |
| Tarrant County | 54 | 48 | 1 | 1.9% |
| Ellis County | 46 | 38 | 1 | 2.2% |
| Hays County | 44 | 38 | 0 | 0.0% |
| Travis County | 25 | 19 | 1 | 4.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 1,105 applications in 2025, of which 869 were originated and 30 denied.
2.7% of all applications, or 2.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Unnamed lender 254900YZ174H294JW398 originated in Texas in 2025 was 6.00%, against a statewide median of 6.50%.
About this data. Figures are Unnamed lender 254900YZ174H294JW398's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology