Unnamed lender 254900K39SBWA2QOUF69 · Texas · 2025

Unnamed lender 254900K39SBWA2QOUF69 in Texas: approval rate, denial rate and rates (2025)

Unnamed lender 254900K39SBWA2QOUF69 took 352 mortgage applications in Texas in 2025, ranking #315 of 1,568 lenders active in the state. It originated 78.4% of them and denied 0.9% (1.1% of the applications it decided), against a statewide denial rate of 19.4%.

352Applicationsin TX
1.1%Decision denial ratestate 24.9%
6.50%Median ratestate 6.50%
$355,000Median loanstate $245,000
$123MVolume41 counties

Unnamed lender 254900K39SBWA2QOUF69 in Texas vs the state

0.9%Denial rate-18.58 pts vs state
1.1%Decision denial rate-23.84 pts vs state
78.4%Origination rate+23.53 pts vs state
6.50%Median rate0.00 pts vs state
0.19Rate spread (pts)-0.01 pts vs state
$165kMedian applicant income
276Loans originated
3Denied

What Unnamed lender 254900K39SBWA2QOUF69 lends in Texas

By loan purpose

Home purchase 278 79% · 1.1% denied
Refinance 50 14% · 0.0% denied
Cash-out refinance 24 7% · 0.0% denied

By loan type

Conventional 290 82% · 0.7% denied
FHA 44 13% · 2.3% denied
VA 16 5% · 0.0% denied
USDA / RHS 2 1% · 0.0% denied

Why it denied Texas applicants

Credit history 2 67%
Debt-to-income ratio 1 33%

Where in Texas

Counties with the most Unnamed lender 254900K39SBWA2QOUF69 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Travis County 122970 0.0%
Harris County 42350 0.0%
Williamson County 40350 0.0%
Hays County 20180 0.0%
Tarrant County 20170 0.0%
Denton County 1370 0.0%
Collin County 13112 15.4%
Bell County 13110 0.0%
Erath County 630 0.0%
Fort Bend County 540 0.0%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 352 applications in 2025, of which 276 were originated and 3 denied.

0.9% of all applications, or 1.1% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

The median rate on loans Unnamed lender 254900K39SBWA2QOUF69 originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are Unnamed lender 254900K39SBWA2QOUF69's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology