Unnamed lender 2549005FUF02T1IFCA22 · Texas · 2025

Unnamed lender 2549005FUF02T1IFCA22 in Texas: approval rate, denial rate and rates (2025)

Unnamed lender 2549005FUF02T1IFCA22 took 90 mortgage applications in Texas in 2025, ranking #580 of 1,568 lenders active in the state. It originated 64.4% of them and denied 12.2% (15.9% of the applications it decided), against a statewide denial rate of 19.4%.

90Applicationsin TX
15.9%Decision denial ratestate 24.9%
7.13%Median ratestate 6.50%
$295,000Median loanstate $245,000
$23MVolume29 counties

Unnamed lender 2549005FUF02T1IFCA22 in Texas vs the state

12.2%Denial rate-7.21 pts vs state
15.9%Decision denial rate-8.96 pts vs state
64.4%Origination rate+9.56 pts vs state
7.13%Median rate+0.63 pts vs state
1.38Rate spread (pts)+1.19 pts vs state
$263kMedian applicant income
58Loans originated
11Denied

What Unnamed lender 2549005FUF02T1IFCA22 lends in Texas

By loan purpose

Home purchase 73 81% · 4.1% denied
Refinance 10 11% · 40.0% denied
Cash-out refinance 5 6% · 60.0% denied
Home improvement 1 1% · 0.0% denied
Other / HELOC 1 1% · 100.0% denied

By loan type

Conventional 90 100% · 12.2% denied

Why it denied Texas applicants

Debt-to-income ratio 3 27%
Collateral 3 27%
Other 3 27%
Credit history 2 18%

Where in Texas

Counties with the most Unnamed lender 2549005FUF02T1IFCA22 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Harris County 17143 17.6%
Montgomery County 751 14.3%
Travis County 760 0.0%
Bexar County 741 14.3%
Dallas County 631 16.7%
Fort Bend County 530 0.0%
Galveston County 530 0.0%
Tarrant County 420 0.0%
Collin County 420 0.0%
Parker County 211 50.0%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 90 applications in 2025, of which 58 were originated and 11 denied.

12.2% of all applications, or 15.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

The median rate on loans Unnamed lender 2549005FUF02T1IFCA22 originated in Texas in 2025 was 7.13%, against a statewide median of 6.50%.

About this data. Figures are Unnamed lender 2549005FUF02T1IFCA22's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology