Lendage in Kansas vs the state
11.4%Denial rate-3.60 pts vs state
12.8%Decision denial rate-5.51 pts vs state
74.3%Origination rate+10.47 pts vs state
11.25%Median rate+4.63 pts vs state
5.07Rate spread (pts)+4.77 pts vs state
$117kMedian applicant income
78Loans originated
12Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 113 | 84 | 14.2% | 12.75% | #141 |
| 2025 | 105 | 78 | 11.4% | 11.25% | #162 |
What Lendage lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Lendage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 42 | 30 | 7 | 16.7% |
| Sedgwick County | 21 | 16 | 2 | 9.5% |
| Douglas County | 8 | 7 | 0 | 0.0% |
| Shawnee County | 6 | 5 | 0 | 0.0% |
| Leavenworth County | 4 | 3 | 1 | 25.0% |
| Butler County | 4 | 3 | 0 | 0.0% |
| Wyandotte County | 3 | 2 | 1 | 33.3% |
| Franklin County | 3 | 1 | 0 | 0.0% |
| Saline County | 3 | 2 | 1 | 33.3% |
| Jefferson County | 2 | 2 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 105 applications in 2025, of which 78 were originated and 12 denied.
11.4% of all applications, or 12.8% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Lendage originated in Kansas in 2025 was 11.25%, against a statewide median of 6.63%.
About this data. Figures are Lendage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology