Leader Bank in Colorado vs the state
7.4%Denial rate-8.22 pts vs state
8.0%Decision denial rate-11.66 pts vs state
85.2%Origination rate+25.17 pts vs state
6.38%Median rate-0.25 pts vs state
-0.12Rate spread (pts)-0.27 pts vs state
$157kMedian applicant income
23Loans originated
2Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 10 | 0.0% | 6.25% | #451 |
| 2024 | 23 | 14 | 8.7% | 6.49% | #388 |
| 2025 | 27 | 23 | 7.4% | 6.38% | #379 |
What Leader Bank lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Leader Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Arapahoe County | 5 | 4 | 1 | 20.0% |
| Larimer County | 4 | 3 | 0 | 0.0% |
| Boulder County | 3 | 3 | 0 | 0.0% |
| Park County | 2 | 2 | 0 | 0.0% |
| Jefferson County | 2 | 2 | 0 | 0.0% |
| El Paso County | 2 | 1 | 1 | 50.0% |
| Douglas County | 1 | 1 | 0 | 0.0% |
| Delta County | 1 | 1 | 0 | 0.0% |
| Gunnison County | 1 | 1 | 0 | 0.0% |
| Eagle County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 27 applications in 2025, of which 23 were originated and 2 denied.
7.4% of all applications, or 8.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Leader Bank originated in Colorado in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Leader Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology