Land Home Financial Services in Texas vs the state
7.4%Denial rate-12.04 pts vs state
7.8%Decision denial rate-17.07 pts vs state
75.6%Origination rate+20.69 pts vs state
7.00%Median rate+0.50 pts vs state
0.75Rate spread (pts)+0.55 pts vs state
$86kMedian applicant income
133Loans originated
13Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 217 | 159 | 3.2% | 7.00% | #388 |
| 2024 | 205 | 133 | 7.3% | 7.00% | #395 |
| 2025 | 176 | 133 | 7.4% | 7.00% | #437 |
What Land Home Financial Services lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Land Home Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 33 | 22 | 4 | 12.1% |
| Dallas County | 27 | 17 | 2 | 7.4% |
| Hidalgo County | 17 | 13 | 1 | 5.9% |
| Tarrant County | 16 | 14 | 2 | 12.5% |
| Hunt County | 6 | 3 | 1 | 16.7% |
| Kaufman County | 5 | 3 | 1 | 20.0% |
| Ellis County | 5 | 4 | 0 | 0.0% |
| Collin County | 4 | 3 | 0 | 0.0% |
| Montgomery County | 4 | 3 | 0 | 0.0% |
| Denton County | 3 | 2 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 176 applications in 2025, of which 133 were originated and 13 denied.
7.4% of all applications, or 7.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Land Home Financial Services originated in Texas in 2025 was 7.00%, against a statewide median of 6.50%.
About this data. Figures are Land Home Financial Services's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology