Kwik Mortgage in Texas vs the state
2.4%Denial rate-17.01 pts vs state
3.4%Decision denial rate-21.53 pts vs state
67.7%Origination rate+12.86 pts vs state
6.50%Median rate0.00 pts vs state
-0.08Rate spread (pts)-0.27 pts vs state
$189kMedian applicant income
84Loans originated
3Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 218 | 116 | 0.9% | 6.50% | #383 |
| 2024 | 171 | 100 | 2.3% | 6.56% | #436 |
| 2025 | 124 | 84 | 2.4% | 6.50% | #508 |
What Kwik Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Kwik Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denton County | 22 | 15 | 2 | 9.1% |
| Collin County | 17 | 13 | 0 | 0.0% |
| Harris County | 10 | 7 | 0 | 0.0% |
| Williamson County | 9 | 4 | 1 | 11.1% |
| Tarrant County | 8 | 6 | 0 | 0.0% |
| Dallas County | 8 | 5 | 0 | 0.0% |
| Travis County | 7 | 5 | 0 | 0.0% |
| Fort Bend County | 5 | 4 | 0 | 0.0% |
| Hunt County | 4 | 2 | 0 | 0.0% |
| Montgomery County | 3 | 2 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 124 applications in 2025, of which 84 were originated and 3 denied.
2.4% of all applications, or 3.4% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Kwik Mortgage originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Kwik Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology