KeyBank in Texas vs the state
12.9%Denial rate-6.53 pts vs state
16.7%Decision denial rate-8.23 pts vs state
64.5%Origination rate+9.64 pts vs state
6.19%Median rate-0.31 pts vs state
-0.11Rate spread (pts)-0.30 pts vs state
$246kMedian applicant income
20Loans originated
4Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 70 | 42 | 15.7% | 6.19% | #632 |
| 2024 | 32 | 18 | 15.6% | 6.85% | #773 |
| 2025 | 31 | 20 | 12.9% | 6.19% | #796 |
What KeyBank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most KeyBank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 8 | 2 | 2 | 25.0% |
| Dallas County | 3 | 2 | 0 | 0.0% |
| Erath County | 2 | 1 | 0 | 0.0% |
| Williamson County | 2 | 2 | 0 | 0.0% |
| Parker County | 2 | 1 | 1 | 50.0% |
| Kaufman County | 2 | 0 | 1 | 50.0% |
| Hidalgo County | 1 | 1 | 0 | 0.0% |
| Lubbock County | 1 | 1 | 0 | 0.0% |
| Liberty County | 1 | 1 | 0 | 0.0% |
| Fort Bend County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 31 applications in 2025, of which 20 were originated and 4 denied.
12.9% of all applications, or 16.7% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans KeyBank originated in Texas in 2025 was 6.19%, against a statewide median of 6.50%.
About this data. Figures are KeyBank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology