Kennebunk Savings Bank · New Hampshire · 2025

Kennebunk Savings Bank in New Hampshire: approval rate, denial rate and rates (2025)

Kennebunk Savings Bank took 132 mortgage applications in New Hampshire in 2025, ranking #74 of 535 lenders active in the state. It originated 67.4% of them and denied 25.0% (26.6% of the applications it decided), against a statewide denial rate of 16.5%.

132Applicationsin NH
26.6%Decision denial ratestate 20.3%
Median ratestate 6.82%
$320,000Median loanstate $265,000
$59MVolume7 counties

Kennebunk Savings Bank in New Hampshire vs the state

25.0%Denial rate+8.51 pts vs state
26.6%Decision denial rate+6.34 pts vs state
67.4%Origination rate+5.71 pts vs state
Median rate
Rate spread (pts)
$182kMedian applicant income
89Loans originated
33Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231037517.5%#76
2024997517.2%#82
20251328925.0%#74

What Kennebunk Savings Bank lends in New Hampshire

By loan purpose

Home purchase 42 32% · 19.1% denied
Refinance 31 23% · 22.6% denied
Cash-out refinance 4 3% · 50.0% denied
Home improvement 36 27% · 33.3% denied
Other / HELOC 19 14% · 21.1% denied

By loan type

Conventional 132 100% · 25.0% denied

Where in New Hampshire

Counties with the most Kennebunk Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Rockingham County 795617 21.5%
Strafford County 392711 28.2%
Belknap County 532 40.0%
Hillsborough County 411 25.0%
Grafton County 201 50.0%
Carroll County 220 0.0%
Sullivan County 101 100.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 132 applications in 2025, of which 89 were originated and 33 denied.

25.0% of all applications, or 26.6% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Kennebunk Savings Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology