Ixonia Bank in Colorado vs the state
3.0%Denial rate-12.60 pts vs state
4.4%Decision denial rate-15.31 pts vs state
65.3%Origination rate+5.30 pts vs state
6.75%Median rate+0.13 pts vs state
0.48Rate spread (pts)+0.32 pts vs state
$128kMedian applicant income
194Loans originated
9Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 768 | 543 | 3.7% | 6.99% | #72 |
| 2024 | 799 | 508 | 2.5% | 6.75% | #67 |
| 2025 | 297 | 194 | 3.0% | 6.75% | #146 |
What Ixonia Bank lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Ixonia Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Adams County | 73 | 50 | 1 | 1.4% |
| Jefferson County | 38 | 27 | 1 | 2.6% |
| El Paso County | 36 | 27 | 3 | 8.3% |
| Weld County | 32 | 24 | 0 | 0.0% |
| Arapahoe County | 26 | 18 | 0 | 0.0% |
| Denver County | 21 | 12 | 2 | 9.5% |
| Douglas County | 18 | 7 | 0 | 0.0% |
| Boulder County | 10 | 5 | 1 | 10.0% |
| Broomfield County | 10 | 2 | 0 | 0.0% |
| Larimer County | 6 | 3 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 297 applications in 2025, of which 194 were originated and 9 denied.
3.0% of all applications, or 4.4% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Ixonia Bank originated in Colorado in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Ixonia Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology