Inwood National Bank in Texas vs the state
3.5%Denial rate-15.93 pts vs state
4.0%Decision denial rate-20.90 pts vs state
84.0%Origination rate+29.12 pts vs state
6.49%Median rate-0.01 pts vs state
-0.12Rate spread (pts)-0.31 pts vs state
$170kMedian applicant income
168Loans originated
7Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 203 | 158 | 4.9% | 6.88% | #397 |
| 2024 | 201 | 165 | 4.0% | 6.63% | #399 |
| 2025 | 200 | 168 | 3.5% | 6.49% | #416 |
What Inwood National Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Inwood National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dallas County | 77 | 61 | 3 | 3.9% |
| Collin County | 29 | 25 | 1 | 3.4% |
| Tarrant County | 22 | 21 | 0 | 0.0% |
| Denton County | 17 | 15 | 1 | 5.9% |
| Rockwall County | 14 | 12 | 1 | 7.1% |
| McLennan County | 11 | 11 | 0 | 0.0% |
| Parker County | 3 | 3 | 0 | 0.0% |
| Grayson County | 3 | 3 | 0 | 0.0% |
| Kaufman County | 3 | 2 | 1 | 33.3% |
| Bexar County | 2 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 200 applications in 2025, of which 168 were originated and 7 denied.
3.5% of all applications, or 4.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Inwood National Bank originated in Texas in 2025 was 6.49%, against a statewide median of 6.50%.
About this data. Figures are Inwood National Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology