Interlinc Mortgage Services in Texas vs the state
5.4%Denial rate-14.03 pts vs state
6.8%Decision denial rate-18.13 pts vs state
73.8%Origination rate+18.87 pts vs state
6.25%Median rate-0.25 pts vs state
0.02Rate spread (pts)-0.17 pts vs state
$116kMedian applicant income
1,107Loans originated
81Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,239 | 1,542 | 11.5% | 6.75% | #81 |
| 2024 | 1,970 | 1,345 | 8.9% | 6.62% | #94 |
| 2025 | 1,501 | 1,107 | 5.4% | 6.25% | #131 |
What Interlinc Mortgage Services lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Interlinc Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 379 | 286 | 23 | 6.1% |
| Montgomery County | 152 | 127 | 6 | 3.9% |
| Hidalgo County | 133 | 96 | 3 | 2.3% |
| Brazoria County | 94 | 61 | 9 | 9.6% |
| Galveston County | 82 | 63 | 8 | 9.8% |
| Bexar County | 61 | 37 | 3 | 4.9% |
| Collin County | 58 | 37 | 2 | 3.4% |
| Williamson County | 52 | 35 | 3 | 5.8% |
| Dallas County | 49 | 34 | 3 | 6.1% |
| Fort Bend County | 45 | 40 | 1 | 2.2% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 1,501 applications in 2025, of which 1,107 were originated and 81 denied.
5.4% of all applications, or 6.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Interlinc Mortgage Services originated in Texas in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Interlinc Mortgage Services's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology