Intelliloan in Texas vs the state
10.8%Denial rate-8.60 pts vs state
23.4%Decision denial rate-1.48 pts vs state
30.8%Origination rate-24.05 pts vs state
6.13%Median rate-0.38 pts vs state
0.21Rate spread (pts)+0.02 pts vs state
$144kMedian applicant income
74Loans originated
26Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 58 | 9 | 8.6% | 6.25% | #675 |
| 2024 | 276 | 62 | 4.4% | 6.13% | #331 |
| 2025 | 240 | 74 | 10.8% | 6.13% | #383 |
What Intelliloan lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Intelliloan applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 37 | 8 | 3 | 8.1% |
| Tarrant County | 28 | 9 | 2 | 7.1% |
| Bexar County | 18 | 6 | 1 | 5.6% |
| Dallas County | 16 | 5 | 2 | 12.5% |
| El Paso County | 14 | 5 | 1 | 7.1% |
| Denton County | 11 | 4 | 0 | 0.0% |
| Fort Bend County | 8 | 2 | 2 | 25.0% |
| Midland County | 8 | 4 | 1 | 12.5% |
| Bell County | 6 | 0 | 1 | 16.7% |
| Collin County | 6 | 3 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 240 applications in 2025, of which 74 were originated and 26 denied.
10.8% of all applications, or 23.4% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Intelliloan originated in Texas in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Intelliloan's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology